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Retailer Terms and Conditions
Version 3.0
Effective July 3rd 2024
DownloadTable of Contents
Retailer Terms and Conditions
- Entry Into Leases.
- The form and substance of each Lease will be determined by Progressive. Prior to the origination of any Lease, Retailer may display Progressive marketing materials at its storefronts and/or on its websites and will provide to consumers who wish to apply for a Lease (each, an “Applicant”) any disclosures and application materials provided by Progressive for such purpose. Retailer will not use any form of Lease, promotional materials, disclosures and/or application materials concerning Leases that have not been provided or approved by Progressive.
- If an Applicant wishes to enter into a Lease, Retailer will provide the Applicant access to a Lease application (the “Application”) via a web-based portal (the “Portal”) and permit the Applicant to complete and electronically submit the Application to Progressive.
- Upon receipt of the Application, Progressive will communicate to Retailer, Applicant, or both, through the Portal Progressive's decision whether or not it is willing to enter into the Lease or, in some instances, Progressive may designate an Applicant as “pre-approved” and request additional information before reaching a final decision. Progressive may either enter or decline to enter into any proposed Lease in its absolute discretion. In the event that Progressive declines to enter into the Lease, it will provide notice on the Portal and generate and provide to the Applicant any required notice of the denial. If an Applicant is approved, the approval notice will indicate the amount of the approval.
- For in-person applications, if an Applicant is approved or pre-approved, Retailer will inspect the Applicant’s driver's license or other government-issued photo identification card and confirm that the name on the Application/approval notice matches the identification. If it does not, Retailer will contact Progressive before proceeding further.
- If an Applicant is approved, and the identification of the Applicant is confirmed as set forth in the preceding subsection, Retailer will provide, through the Portal, a description of the Merchandise to be leased, including (a) any identification number for each item of Merchandise, (b) the invoice price (“Invoice Price”) for each such item (which Invoice Price will be the lowest price at which Retailer would sell such item to the Applicant for cash at the time the Invoice Price is provided) and (c) whether the Merchandise is new or used and, (A) if new, the model year, if any and (B) if used, the model year, if any, or age of the Merchandise, if known. The minimum Invoice Price is $300.00.
- Upon receipt of Retailer’s description of the Merchandise, Progressive will send an email to the Applicant, using the email address provided on the Application, containing a link to an electronic version of a completed Lease for the Merchandise the Applicant wishes to lease. The Lease will be signed electronically by Progressive. The Applicant will then have the opportunity to execute the Lease online, using either the Applicant's own device or an internet-enabled device Retailer provides. For in-person applications, and upon request of an Applicant or a Lessee, Retailer will deliver a paper copy of the Lease in its then current form (executed or partly executed).
- Upon Lease execution, Progressive will, using the payment card information provided by Applicant, process the initial payment as set forth in the Lease. If the payment clears, Retailer will receive confirmation through the Portal that the transaction is complete and the Merchandise may be delivered to Lessee. If Retailer receives notification that the payment could not be processed, the Merchandise should not be delivered to the Lessee, as processing of the initial payment is required for the Lease to be valid and for Retailer to receive payment from Progressive. If the Lessee or Retailer believes there has been an error in processing of the card, Retailer must contact Progressive to determine if the situation can be resolved.
- Retailer will not enter into any additional or side agreement with Lessee concerning the Lease or the Merchandise and will not allow, consent to, or accept any departure from the terms of the Lease.
- Retailer will not include an extended service contract and warranty (“Service Plan”) with any Lease unless and until the Service Plan has been approved in writing by Progressive's legal department, and with the condition that, upon approval: (1) Retailer not offer or sell the approved Service Plan under the Program with Progressive in California, Indiana, or New York, and (2) any Lease including the approved Service Plan contain the related Merchandise together on the same Lease.
- Purchase Price; Progressive Payment to Retailer for Leased Merchandise.
- The purchase price of Merchandise sold by Retailer to Progressive for purposes of a Lease under the Program will equal the Invoice Price of such Merchandise.
- Except where prohibited by law, purchases of Merchandise by Progressive will be exempt from sales tax. Progressive will provide to Retailer appropriate certificates evidencing such exemption and will maintain its exempt status at all times. Progressive will calculate, collect and remit applicable sales tax on all Lease payments. Retailer shall assist Progressive with sales tax audits by any applicable regulatory agency.
- Within three (3) business days after receiving (i) a Lease, electronically signed by the Lessee, and (ii) confirmation of delivery of all Merchandise to Applicant, Progressive will deposit to a bank account designated by Retailer (the “Deposit”) an amount equal to the Invoice Price of the Merchandise subject to Lease. Retailer agrees not to submit an invoice to Progressive for funding unless the Merchandise has been delivered into Lessee’s actual possession.
- The parties agree to notify each other promptly of any funding errors and to adjust the same within three (3) business days after notification from the other party, regardless of when such funding error occurred.
- All Leases will be non-recourse to Retailer.
- Payments on Contracts. Progressive will have the exclusive right to collect and receive all payments made by Lessee, or anyone making a payment on behalf of Lessee, on each Lease. Retailer agrees to assist Progressive in giving notice to Lessee of the place for payment and to ensure that all payments on Leases are remitted directly to Progressive. Retailer will not accept any payment attempted to be made in person by any Lessee on a Lease.
- Representations, Warranties and Covenants of Progressive. Progressive represents, warrants, and covenants to Retailer that:
- This Agreement has been properly authorized and executed by Progressive and, subject to Retailer's proper authorization and execution of this Agreement, constitutes the legally binding obligation of Progressive.
- Progressive will determine the form and content of each poster, brochure, advertisement, disclosure, application, Lease, and other document required under the Program. Progressive will ensure that all such materials, if used by Retailer in accordance with the Policies and Procedures, will comply with all applicable consumer leasing laws.
- Progressive has in effect and will continuously maintain in effect all licenses, permits, registrations, notifications, and approvals necessary for Progressive to conduct its business.
- There is no pending litigation against Progressive that would materially affect Progressive’s ability to perform its obligations under this Agreement.
- Progressive will provide Retailer, Applicants, and Lessees with call center services as needed and will provide Retailer sales and procedural training pertaining to the Program.
- Representations, Warranties and Covenants of Retailer. Retailer represents, warrants, and covenants to Progressive that:
- This Agreement has been properly authorized and executed by Retailer and, subject to Progressive's proper authorization and execution of this Agreement, constitutes the legally binding obligation of Retailer.
- The Merchandise description provided by Retailer in connection with each Application will be accurate, true, and complete, and both Progressive and each Lessee entering into a Lease with Progressive will be entitled to the benefits of any manufacturer's or other warranty applicable to the Merchandise.
- Retailer and its employees will not make any misrepresentation or deceptive or misleading statement concerning any item of Merchandise, any Lease, or the Program; provided, however, that Progressive and not Retailer will be liable for any violation of Section 4(b).
- Subject to Progressive’s compliance with Section 4(b), Retailer will not violate any applicable Federal, State or local law or regulations in connection with the Program.
- Retailer has in effect and will continuously maintain in effect all licenses, permits, registrations, notifications, and approvals necessary for Retailer to conduct its business.
- There is no pending litigation against Retailer that would materially affect Retailer’s ability to perform its obligations under this Agreement.
- The financial and other information supplied to Progressive by Retailer contains no untrue statement of a material fact and omits no material fact necessary in order to make the statements contained therein not misleading.
- Retailer will, at all times, keep proper books of record and account in which full, true, and correct entries are made of all dealings, sales, and transactions in relation to its business and the Program. Retailer will permit any authorized representative of Progressive to examine its accounts and records and consult with its personnel, all at reasonable times and upon reasonable notice, to the limited extent reasonably required to verify the accuracy of information provided by Retailer to Progressive and the compliance of Retailer with its obligations under this Agreement.
- Retailer has not, nor will not, do anything to discharge or modify the obligations of the Lessee under any Lease or to interfere with the collection of the sums due thereunder. Retailer will not induce nor encourage any Lessee to terminate any Lease and will not take any action likely to result in such termination.
- After Retailer has received funding on a Lease, any Lessee’s inquiries concerning the Lease will be directed by Retailer to Progressive’s customer service. Retailer will not advise Lessees on the legal terms of a Lease nor offer Lessees alternative finance on the Merchandise after it has been leased from Progressive.
- Retailer shall comply with all requirements, policies, and procedures (including any instructions for inputting data in connection with Applications and the origination of Leases) located at https://legal.progleasing.com/retailers.html#retailer-procedures, as such documents may be modified in good faith by Progressive from time to time in its absolute discretion.
- Retailer shall provide to Progressive any copies of complaints received from consumers within a reasonable time period of receipt. Upon receipt of any actual or threatened legal claim relating to the Program, Retailer shall promptly notify Progressive in writing and provide Progressive copies of all relating documentation.
- Events of Default. It will be an event of default if any party to this Agreement:
- Ceases doing business; or
- Makes an assignment for the benefit of creditors; has a receiver appointed for it or its assets; is the debtor in any petition in bankruptcy filed by or against it; or becomes unable to pay its debts as they become due in the ordinary course of business; or
- Is in material breach of any representation, warranty, covenant, or obligation hereunder.
- Remedies Upon Default. Upon the occurrence of an event of default, the non-defaulting party will have the following rights and remedies, any or all of which may be exercised without notice, in any order, and without prejudicing its right to any other remedy:
- To offset against any funds otherwise due any amounts owed under this Agreement; and
- To require the direct payment in cash of all amounts due under this Agreement; and
- To exercise any and all other remedies, legal and equitable, available under this Agreement, applicable law, or both; and
- To immediately terminate this Agreement; and
- To discontinue purchasing or selling Merchandise and/or entering into or facilitating Leases hereunder.
- Exercise of Remedies. No right or remedy conferred upon either party is intended to be exclusive of any other right or remedy contained in this Agreement or in any other instrument or document delivered pursuant to this Agreement, and every such right and remedy will be cumulative and will be in addition to every other such right or remedy contained herein or therein, or now or hereafter existing at law or in equity or by statute or otherwise. No failure or delay on the part of either party in exercising any rights or remedies under this Agreement will operate as a waiver of any rights or remedies, and no single or partial exercise of any rights or remedies under this Agreement will operate as a waiver or preclude the exercise of any other rights or remedies under this Agreement.
- Disclaimer of Warranties; Limitation of Liability. Except as expressly provided in this Agreement, Progressive does not make and hereby disclaims any additional warranty, express or implied, with respect to the Program, including any warranty of merchantability, fitness for a particular purpose, or non-infringement. In no event shall Progressive be liable for any indirect, punitive, incidental, or consequential damages, however arising, incurred by Retailer.
- Assignment. This Agreement inures to the benefit of and is binding upon the parties and their successors in interest by way of merger, acquisition, or otherwise, and their assigns. Retailer may not assign this Agreement or any of its rights or obligations hereunder without the prior written consent of Progressive. Any such assignment in violation of this provision will be null and void. Progressive may assign its rights and obligations hereunder.
- No Partnership, Agency or Joint Venture. Nothing in this Agreement will be construed to create a relationship between the parties of partnership, principal-agent, or joint venture.
- Confidentiality.
- Retailer will maintain the confidentiality of all nonpublic information concerning Lessees or Applicants, distribute notices as required by the policies and procedures mentioned in 5(k), above, and avoid any action that would cause Progressive to fail to comply with privacy or notice requirements.
- Retailer acknowledges that it may have access to confidential information of Progressive relating to Progressive’s business including, without limitation, technical, financial, strategies and related information, computer programs, algorithms, know-how, processes, ideas, inventions (whether patentable or not), schematics, product information, pricing information, product development plans, forecasts, and other business information, whether in writing or not (“Confidential Information”). Retailer acknowledges that the terms of this Agreement are Progressive’s Confidential Information. Confidential Information shall not include information that: (i) is or becomes (through no improper action or inaction by the Retailer) generally known to the public; (ii) was in the Retailer’s possession or known by it prior to receipt from Progressive; (iii) was lawfully disclosed to Retailer by a third-party and received in good faith and without any duty of confidentiality by the Retailer or the third-party; or (iv) was independently developed without use of any Confidential Information. Retailer agrees not to divulge any Confidential Information or information derived therefrom to any third-party and shall protect the confidentiality of the Confidential Information with the same degree of care it uses to protect the confidentiality of its own confidential information and trade secrets, but in no event less than a reasonable degree of care. Notwithstanding the foregoing, the Retailer may disclose Confidential Information solely to the extent required by subpoena, court order, or other governmental authority, provided that the Retailer shall give Progressive prompt written notice of such subpoena, court order, or other governmental authority so as to allow Progressive to have an opportunity to first obtain a protective order to prohibit or restrict such disclosure at its sole cost and expense. Confidential Information disclosed pursuant to subpoena, court order, or other governmental authority shall otherwise remain subject to the terms applicable to Confidential Information. Retailer’s obligations with respect to Confidential Information shall continue for the term of this Agreement and for three (3) years thereafter.
- Notwithstanding anything to the contrary in this Agreement (including Section 13), if the Parties have entered into a fully executed confidentiality agreement, such agreement shall be incorporated herein and shall remain in full force and effect. To the extent that any conflicts or inconsistencies arise between the terms of this Agreement and such confidentiality agreement, the terms most protective of a party’s Confidential Information shall control.
- Entire Agreement. This Agreement amends and restates any prior retailer or merchant agreement of the parties and constitutes the entire agreement between the parties relating to the subject matter hereof. All prior or contemporaneous agreements, understandings, representations, warranties and statements, oral or written, relating to the subject matter hereof are superseded. No modification to this Agreement is effective unless it is in writing, identified as a modification to this Agreement, and signed by an authorized representative of each party to this Agreement. No waiver under this Agreement is effective unless it is in writing, identified as a waiver to this Agreement, and signed by an authorized representative of the party waiving its right. Any waiver authorized on one occasion is effective only in that instance and only for the purpose stated, and does not operate as a waiver on any future occasion. None of the following constitutes a waiver or estoppel of any right, remedy, power, privilege, or condition arising from this Agreement: (i) any failure or delay in exercising any right, remedy, power, or privilege, or in enforcing any condition under this Agreement; or (ii) any act, omission, or course of dealing between the parties.
- Term and Termination. This Agreement shall continue until terminated by either Retailer or Progressive upon written notice to the other, but such termination will not affect the rights or obligations of either party relating to Leases and transactions effected prior to the effective date of such termination.
- Returns and Exchanges. Retailer must provide Lessees with the same terms for the return or exchange of Merchandise as the Retailer provides to its other customers. Retailer will provide notice of any exchange or return to Progressive, including a detailed description of each item of Merchandise returned to the Retailer, within ten (10) days. Retailer will return to Progressive (by direct payment or netting of obligations between Retailer and Progressive) all amounts received by Retailer on the initial purchase of the Merchandise by Progressive (net funding from Progressive). Retailer shall not permit a Lessee to perform an exchange for a product costing more than the original Merchandise. Instead, the Retailer shall perform a return of the Merchandise, and shall require the customer to apply for and enter into a new agreement for the larger amount, if approved. Retailer shall not charge the Lessee any fee in connection with a return or exchange.
- Progressive Marks; Retailer Marks. Each Party's trademarks, service marks, logos, trade names, and brands for all products and services shall be referred to herein as its “Marks.” Neither Party may: (i) include in or use the other Party's Marks, or any marks that are confusingly similar to or derivative of the other Party's Marks as part of its trade name (registered or otherwise), logos, or other identifiers. Subject to the terms and conditions of this Section, during the Term, each Party hereby grants to the other Party a royalty-free, non-exclusive, non-transferable right and license to use the Party's Marks solely as may be required in order for such Party to exercise its rights and perform its obligations under this Agreement. All use of a Party's Marks, and any goodwill arising out of such use, inures solely to the benefit of the Party granting such license. This license may be terminated by either Party upon written notice to the other and shall terminate automatically upon any termination of this Agreement.
- Publicity. Notwithstanding anything to the contrary in Section 12, either Party may publicly announce the existence of this Agreement upon thirty (30) days' notice to the other party. Additionally, nothing in this Agreement shall preclude either party from making any disclosures required by law or which are reasonably necessary in conjunction with the filing of any document required to be filed with any governmental body, authority or agency; provided, however, that such party will notify the other party in writing of such disclosures and will, to the extent practicable, allow such other party reasonable time to comment on such release or statement in advance of such issuance.
- Invalid or Void Provisions. If any provision of this Agreement is deemed invalid, illegal, or unenforceable in any jurisdiction, such provision will not be affected or impaired thereby in any other jurisdiction and the remainder of this Agreement will remain in full force and effect in all jurisdictions.
- Survival. Upon the expiration or termination of this Agreement, the obligations of the parties to each other will come to an end, except that the provisions of Section 2(c) (Purchase price; Progressive Payment to Retailer for Leased Merchandise), Section 3 (Payments on Contracts), Sections 5(c), 5(h) and 5(i) (Representations, Warranties and Covenants of Retailer), Section 10 (Assignment), Section 12 (Confidentiality), Section 15 (Returns and Exchanges), Section 16 (Progressive Marks; Retailer Marks), and Section 21 (Governing Law; Arbitration) will survive.
- Counterparts; Facsimile Signatures. This Agreement may be executed in counterparts, each of which will be deemed an original, but all of which will constitute the same agreement. Each party agrees to the use of electronic signatures and such signatures will be binding on the parties to the same extent as originally signed counterparts.
- Governing Law; Arbitration. This Agreement will be governed by the substantive laws of the State of Utah, without respect to its choice of law statutes. In the event of any dispute, controversy, or claim arising out of or relating to this Agreement (“Dispute”), the party raising such Dispute will notify the other party promptly and no later than sixty (60) days from the date of its discovery of the Dispute. Any Dispute that cannot otherwise be resolved through informal discussions will be resolved in an arbitration conducted in accordance with the commercial arbitration rules of the American Arbitration Association (AAA), and judgment upon the arbitration award may be entered in any court having jurisdiction thereof. The arbitration tribunal will consist of a single arbitrator mutually agreed upon by the parties or designated by the AAA. The place of arbitration will be Salt Lake City, Utah, unless otherwise agreed. The arbitral award will be final and binding. The parties waive any right to appeal the arbitral award. Each party may seek judicial assistance: (i) to compel arbitration, (ii) to obtain interim measures of protection prior to or pending arbitration, (iii) to seek injunctive relief in the courts of any jurisdiction as may be necessary and appropriate to protect the unauthorized disclosure of its proprietary or confidential information, and (iv) to enforce any decision of the arbitrator, including the final award. The arbitration proceedings will be as confidential and private as permitted by applicable law. The parties will not disclose the existence, content, or results of any proceedings, and the parties hereby agree that the materials submitted in connection with such proceedings will not be admissible in any other proceeding.
- Force Majeure. Neither party to this Agreement will be liable to the other for any failure in performance of this Agreement in accordance with its terms if such failure arises out of a cause beyond the control and without the fault or negligence of such party. Such causes may include but are not limited to acts of God, of the public enemy or of civil or military authority, unavailability of energy resources, system or communications failure, delay in transportation, fires, strikes, riots, pandemic, or war. In the event of any force majeure occurrence, the disabled party will use its best efforts to meet its obligations as set forth in this Agreement.
- Notices. Any party giving or making any notice, consent, request, demand, or other communication (each, a “Notice”) pursuant to this Agreement must give the Notice in writing and use one of the following methods, each of which for purposes of this Agreement is a writing: Express Mail, Registered Mail, or Certified Mail (in each case, return receipt requested and postage prepaid); internationally recognized overnight courier (with all fees prepaid); or email. If Notice is given by e-mail, it must be confirmed by a copy sent by any one of the other methods. Each party giving Notice shall address the Notice to the Legal Department of the receiving party at the address set forth in the initial paragraph of this Agreement.
Retailer Procedures
Version 2.0
Effective June 6th 2024
DownloadTable of Contents
RETAILER PROCEDURES
LAST REVIEWED AUGUST 28, 2023
INTRODUCTIONS & DEFINITIONS
We know that customer service and customer experience are important to You, and we share a mutual interest in every customer’s satisfaction. With that in mind, Progressive has developed these Retailer Procedures (“Procedures”).
These Procedures describe the requirements for Your participation in Progressive’s lease-purchase program (“Program”). Under the Program, You sell to Progressive leasable consumer goods (“Merchandise”), and Progressive simultaneously leases the Merchandise to customers under leases with purchase rights through a lease-to-own or rent-to-own agreement (“Lease(s)”). Customers do not purchase Merchandise from You outright, usually because they do not want to pay the entire purchase price up front.
As used in this document, (A) “Progressive” means Prog Leasing, LLC and its NPRTO subsidiaries; (B) “You,” “Your,” or “Retailer” means you as a company and your officers, members, directors, employees, agents, representatives and contractors; and (C) “Customer” means a person who has applied for a Lease with Progressive. Customers who enter into a Lease have a direct contract with Progressive. The Retailer is not a party to the Lease. You need to read, understand, and act in accordance with these Procedures.
MERCHANT AGREEMENT
These Procedures should be read alongside the Merchant Agreement between You and Progressive (the “Agreement”). The Agreement governs our working relationship and sets forth the parties’ rights and obligations. In case of a conflict between the Procedures and the Agreement, the Agreement controls unless otherwise required by law. You are responsible for ensuring that You and any and all third parties You use as part of Your participation in the Program (e.g., to provide Merchandise to Progressive) understand and comply with these Procedures.
UPDATES TO RETAILER PROCEDURES
Progressive may notify You from time-to-time of important changes to the Procedures. You are required to comply with the most current version available on this page.
You are required to provide Progressive with Your current contact information, including Your phone number, street address, and email address, and to update this information if/when it changes.
Progressive may evaluate the Retailer’s implementation of the Procedures. Progressive reserves the right to review Your operations without notice. You may be provided with results of Progressive’s review that require Your immediate attention and/or corrective action. Your failure to follow these Procedures may result in Progressive terminating its relationship with You.
If there are any questions or concerns regarding these Procedures, please call Progressive Retailer Support at 855-222-0801 or contact Your Progressive Sales Representative.
LEASE-PURCHASE PROGRAM
Key components of the Program include: (A) a Customer completes a Lease application and, if the Customer is approved, (B) the Customer selects merchandise, and that selection is reported to Progressive, (C) the Customer reviews Lease pricing details, as well as the Lease, and then signs the Lease, (D) the Customer’s initial payment is successfully processed by Progressive using the Customer's credit or debit card, (E) Retailer delivers the Merchandise identified in the Lease to the Customer, or the Customer takes the Merchandise home from the Retailer the same day, and (F) You notify Progressive that the Merchandise was delivered, where applicable.
FOLLOW THE LAW
Progressive expects You to obey all applicable laws at all times. Seek legal counsel if You are unsure about how a law or other requirement may apply. Notwithstanding the above:
- You should never misrepresent or assist others in misrepresenting to Customers (i) the costs, fees, or charges associated with the Program; (ii) the nature of the goods or services being provided by Progressive; (iii) the various purchase options available to the Customer; and (iv) any other facts material to the Customer.
- You should never make any representation or assist others in making any representation, regarding the Program, the Customer’s Lease, or any terms related to the Program or a Customer’s Lease that is inconsistent with Progressive’s guidance and these Procedures.
- You should never use marketing materials or make statements regarding the Program without also providing any disclosures that have been provided by Progressive.
CUSTOMER QUESTIONS OR COMPLAINTS
You should refer all Customer inquiries to Progressive at 1-877-898-1970.
PROGRESSIVE’S LEASE-TO-OWN PRODUCT
It is important that Customers are provided with full and complete information about Progressive’s lease-to-own product (“Product”) (e.g., details in the Lease).
LEASE-TO-OWN
Merchandise is sold by the Retailer to Progressive. Progressive offers Customers the opportunity to acquire durable consumer Merchandise through a lease-to-own or rent-to-own agreement. Progressive owns the Merchandise until the Customer pays the lease-to-own total cost. The Customer can cancel the transaction and return the Merchandise to Progressive at any time without any further obligation, fee, or penalty. The Customer owns the Merchandise by completing scheduled payments or by exercising an early purchase option.
Depending on the state where offered, Progressive’s Product may be referred to as lease-to-own, rent-to-own, lease-purchase, lease with purchase rights, or rental-purchase agreements.
You may not refer to Progressive as a creditor, finance company, or lender. A Progressive Lease is lease-to-own, not credit. This is important because it allows the Customer to return the Merchandise to Progressive at any time without owing the remainder of the full purchase price. Progressive is not a finance company, and our Leases are not “financing.” Additionally, Progressive’s Product is not a “loan,” nor is the lease-to-own cost the same as “interest.”
BEST OPTION FOR THE CUSTOMER
In discussing payment options with a customer, do not pressure a customer into a lease agreement if the customer feels it is contrary to their best interest or if there is a better-suited option. You must not pressure a customer to increase approval limits that are not in the customer’s best interest. Sales incentives tied to lease transactions are prohibited.
COSTS
Cost transparency is fundamental to Your success and customer satisfaction. The default lease-to-own agreement offers 12 months to ownership and could cost more than double the cash price, but the customer has the opportunity to exercise early-purchase options that have a lower total cost of ownership, compared to the default lease, as described below.
You should not charge Progressive more for the Merchandise than the lowest price offered to any other customer.
INITIAL PAYMENT
The initial payment is the first lease-to-own payment and is part of the 12-month lease-to-own total cost. The initial payment made to Progressive is a Lease payment and should not be referred to as an “origination fee,” “application fee” or any other type of fee. You may not charge an application fee to Customers.
The initial payment is made using a credit or debit card provided by the Customer. You must not pay the initial payment for the Customer.
EARLY PURCHASE OPTIONS
In addition to acquiring ownership by making all scheduled payments, a Customer may exercise one of Progressive’s early purchase options, as described in the Lease.
Early purchase options cannot be set up during the Lease application process. Customers are automatically enrolled in the default Lease agreement that auto-renews for up to 12 months.
You should inform the Customer of the steps required to set up or exercise either the 90-day purchase option or other early purchase options – Customers should call Progressive at 877-898- 1970 or visit our website, progleasing.com.
Except in California, the 90-day purchase option includes a mark-up over the Retailer’s cash price. You may not refer to this payment option as “90-Day Same-as-Cash” or “90-Day Cash Price.” Also, you should not refer to that payment option or any other early purchase option as "interest free" or "no interest." Other early purchase options also exist, and Customers should consult their Lease for this information.
ADVERTISING & APPLICATIONS
Marketing materials that advertise Progressive’s product must be approved by Progressive’s Compliance Department, as indicated by a Progressive approval number, prior to use. Retired Marketing materials must be removed within 30 days of notification from Progressive.
Changes to materials that reference Progressive, including Customer applications, must be approved by Progressive before release.
When You communicate with Customers about Progressive, it is important to use the correct terms and phrases for transparency and clarity. Advertising should abide by Progressive’s current Advertising Guide for Retailers, available at Advertising Guide for Retailers or https://progleasing.com/merchant/merchant-resources/
Contact Your Progressive Sales Representative to receive the current approved Progressive advertising material.
SPANISH LANGUAGE ADVERTISING
You may not advertise or market Progressive in Spanish unless: (A) Your entire process supports Spanish (e.g. Lease application including disclosures, Lease execution, etc.); and (B) the marketing materials are approved by Progressive’s Compliance Department and contain a Progressive approval number.
You may not advertise or market Progressive in any language other than English or Spanish.
PRODUCT – TERMS & CONDITIONS
LEASABLE ITEMS
Progressive leases Merchandise for personal, family or household use. Progressive will not lease certain kinds of Merchandise. Progressive maintains a list of leasable item principles available at https://progleasing.com/leasable-items/
Labor or installation-related costs or fees are not eligible for leasing.
Delivery fees in California, Colorado, Connecticut, Hawaii, Iowa, Maine, Michigan, Nebraska, New York, Ohio, Pennsylvania, South Carolina, or West Virginia are not eligible for leasing.
SALES TAX
Progressive’s purchase of Merchandise from the Retailer is a tax-exempt sale.
DOUBLE LEASING PROHIBITED
Progressive must, at all times, be the sole (exclusive) owner of the leased Merchandise. You may not “double lease” or combine a Progressive Lease with any other lease-to-own products offered by another company.
EXTENDED SERVICE CONTRACTS
Extended service contracts (service plans, extended warranties, etc.) may not be included in a lease until the terms and conditions of the plan are reviewed and approved, in writing, by Progressive’s Legal Department.
Extended service contracts, in any form, in the states of California, Indiana, or New York are not eligible for leasing.
SPECIAL ORDERS & CUSTOM ORDERS
Special or custom orders that do not allow for cancellation prior to delivery are not permitted.
CUSTOMER APPLICATION & LEASE SIGNING
Progressive reserves the right to deny any Lease application.
LEASE SIGNING
You may not accept terms, conditions or disclosures, or sign a Lease, on a Customer’s behalf, even at the Customer’s request.
You must provide clear and accurate information to Customers. The Customer, not You, must (A) review all disclosures, (B) review the payment summary, (C) provide express, informed consent for payments, and (D) sign the Lease.
PROGRESSIVE LEASING APPLICATION
You may assist the Customer in completing the application accurately, or the Customer may enter the information without Your help. The Customer, not You, must click/type during the Lease signing session. It is imperative that the Customer reads and understands all terms and conditions prior to execution.
Under no circumstances should You submit Your email or telephone number on behalf of the Customer. Progressive uses the Customer’s email to send important information about their Lease, including a copy of the Lease, payment schedule, etc. This information is required for Progressive and the Customer to fulfill their obligations to one another.
LEASE COPY
Progressive sends Customers a copy of the Lease via email.
You may provide the Customer a printed copy of the Lease if requested by the Customer. In addition, upon Lease creation, Progressive sends a Lease Cost Summary and a copy of the Lease to the Customer’s email.
You may not make copies or otherwise duplicate any Lease or Lease application, either electronic or hard copy, aside from a printed copy provided to customer.
VERIFY IDENTITY
For in-store transactions, You should verify the Customer’s identity to confirm the Customer is the person named in the Lease prior to finalizing the Lease. You should verify the Customer’s identity using a form of government-issued photo identification (i.e., a driver’s license, passport, resident alien card, military ID card, etc.). You may not make copies or duplicate identity information provided.
FUNDING A LEASE
DELIVERY REQUIRED FOR FUNDING
You should not release Merchandise to a Customer until (A) Progressive has approved the Lease, (B) the Customer signs the Lease, and (C) the Customer’s initial payment is successfully processed. Progressive will not pay for any Merchandise until You confirm receipt by the Customer or delivery to the Customer of all Merchandise (i.e., no partial delivery) covered by the Customer's Lease with Progressive. The Retailer must not confirm delivery of Merchandise unless the Merchandise has been delivered to the Customer.
An itemized Lease is required. You must itemize each piece or set of Merchandise so that each item is accounted for accurately and completely in the Lease.
Labor, service, or installation-related costs or fees are not eligible for leasing; You may not include such costs and fees in a Progressive Lease.
Progressive is not required to pay You for Merchandise if a Customer cancels the Lease prior to delivery of the Merchandise or if the Customer refuses delivery of the Merchandise. This is one reason it is important that You notify Progressive when delivery occurs.
APPROVAL STATUS
Customers may be approved for a Lease, but not immediately complete the Lease. In that case, the Customer is considered in an “Approved” status. Customers may remain in “Approved” status for up to 90 days during which time they may complete the Lease process. After the 90th day, the Customer will be required to reapply. Reapplication may result in a denial.
RETURNS
Subject to Your return policy and the terms outlined in the Customer’s Lease, a Customer may be allowed to return or exchange Merchandise. This may result in a credit to Progressive by You. In such cases, You must send Progressive a Credit Invoice which accurately reflects the total credit due on the account. You must provide a Credit Invoice within five (5) business days of accepting any return or exchange of Merchandise. Do not provide any refund directly to the Customer.
While Customers have the right to return Merchandise to Progressive and cancel their Lease at any time, You are expected to honor your customary return policies on Merchandise sold to Progressive under the Program. Treat the return the same as if it were a return of a cash purchase but credit the return to Progressive. Issue a credit invoice to Progressive as soon as possible so that we may cancel the Lease before processing another charge to the Customer.
CUSTOMER DATA RESTRICTIONS
Retailer has responsibilities in handling Customer Data. “Customer Data” means all identifiable information about Customers collected or generated by You or Progressive arising out of or otherwise related to transactions with Progressive, including, but not limited to, the Customer’s name, addresses, email addresses, phone numbers, social security number, date of birth, employment information, and financial account information.
You may not keep or otherwise maintain any Customer Data on behalf of Progressive following the completion of the Application. If you are engaged in transactions with the Customer beyond the Program, receiving and retaining data for those purposes is a matter between you and the Customer, but you are not authorized to retain data on behalf of Progressive.
The Retailer may only use Customer Data forwarded to Progressive to fulfill Your obligations in connection with the Lease process as detailed in Your Agreement with Progressive.
The Retailer must immediately notify Progressive if You become aware of or suspect any unauthorized, inappropriate, or accidental access to or use of Customer Data and must cooperate with Progressive in the investigation of any such incident and the mitigation of any damages.
Retailers must be Payment Card Industry (PCI) compliant, if applicable.
DISPOSAL OF CUSTOMER DATA
Any documentation in Retailer’s possession that contains Progressive Customer Data must be disposed of in a secure and commercially reasonable manner.
EXCEPTIONS TO RETAILER PROCEDURES
Occasionally, special circumstances make an exception to the Procedures necessary. Any exception must be documented in a written agreement between Progressive and You. If You are uncertain whether an exception has been granted, contact Progressive.
ADDITIONAL INFORMATION
If You have any questions or concerns regarding these Procedures, please call Retailer Support at 855-222-0801 or contact Your Sales Representative.
Lease Agreement en_TX
Version 3.0
Effective September 26th 2024
DownloadTable of Contents
This is a pre-tax summary of the costs for your lease-to-own agreement.
TOTAL OF PAYMENTS / TOTAL COST / RENT-TO-OWN PRICE ${{{numberFormat Lease_TotalAllPaymentsWithoutTax 2 '.' ','}}} You must pay this amount to own the Property if you make all the regular Recurring Payments{{#if (greater Lease_DepositAmount 0)}} and apply your Refundable Lease Deposit{{/if}}{{#if Store_SalesTaxEntity }} (excludes tax){{/if}}. You can buy the Property for less under one of the early purchase options. | COST OF RENTAL ${{{numberFormat Lease_AmtToPayOverCashPrice 2 '.' ','}}} Amount over Cash Price you will pay if you make all regular Recurring Payments {{#if (greater Lease_DepositAmount 0) }} and apply your Refundable Lease Deposit{{/if}} {{#if Store_SalesTaxEntity }} (excludes tax).{{/if}} | CASH PRICE ${{{numberFormat Lease_TotalCashPrice 2 '.' ','}}} Property available at this price from the lessor. See about your early purchase option rights. | |
AMOUNT OF EACH PAYMENT ${{{numberFormat Lease_InitialPayment 2 '.' ','}}} at beginning of Lease, followed by ${{{numberFormat Lease_Payment 2 '.' ','}}}{{#if (startsWith Lease_Frequency 'Monthly')}} every month{{/if}}{{#if (startsWith Lease_Frequency 'Bi')}} every two (2) weeks{{/if}}{{#if (startsWith Lease_Frequency 'Semi')}} twice per month{{/if}}{{#if (startsWith Lease_Frequency 'Weekly')}} every week{{/if}}{{#if (greater Lease_LastPayment 0)}}{{#if (greater Lease_Payment Lease_LastPayment)}}, with the final Recurring Payment being in the amount of ${{numberFormat Lease_LastPayment 2 '.' ','}}.{{/if}}{{/if}} {{#if Store_SalesTaxEntity }} Tax will be added to all payments. {{/if}} | NUMBER OF PAYMENTS {{Lease_TermPlusOne}} One Initial Payment at beginning of Lease followed by {{Lease_Term}} more Recurring Payments to acquire Property{{#if (greater Lease_DepositAmount 0) }} (does not include Refundable Lease Deposit){{/if}}. | RENTAL PERIOD {{{round Lease_AnnualStandardTermPercent 0}}} months (plus period to first Recurring Payment, which will be at least ten (10) days after the Property delivery date). This represents the duration of the Lease if all regularly scheduled Recurring Payments are made. There is no minimum period for which you are obligated under this Lease. | |
The rental Property is {{{lowercase Lease_NewOrUsed}}} and is being acquired by the lessor on the Lease Date above. | |||
The above figures do not include tax. |
Lessor/Owner: {{#if Store_SalesTaxEntity}} {{Store_SalesTaxEntity}}{{else}} Prog Leasing, LLC{{/if}} 256 West Data Drive, Draper, Utah 84020 {{Store_SupportPhone}} | Lessee/Potential Purchaser: {{Client_FirstName}} {{Client_LastName}} {{Client_Street1}} {{Client_City}}, {{Client_State}} {{Client_Zip}} | Store Use Only App Date: {{Lease_CreateDate}} Submit By: {{Lease_SubmitByDate}} Retailer: {{Store_Name}} {{#if Store_ShowInvoiceAmount}}RP: {{round Lease_InvoiceAmt 2}} {{/if}} |
Intending to be legally bound, {{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}}, {{else}}Prog Leasing, LLC,{{/if}} caused this Lease to be signed on its behalf. | ||
{{Lease_StatusDate}} | ||
Progressive Leasing Representative/Lessor | Date |
Lease Agreement es_TX
Version 3.0
Effective September 26th 2024
DownloadTable of Contents
TOTAL DE PAGOS / COSTO TOTAL / PRECIO DEL ALQUILER CON OPCIÓN DE COMPRA ${{numberFormat Lease_TotalAllPaymentsWithoutTax 2 '.' ','}} Usted debe pagar esta cantidad para poseer la Propiedad si efectúa todos los Pagos Recurrentes regulares{{#if (greater Lease_DepositAmount 0)}} y aplica su depósito de arrendamiento reembolsable{{/if}}{{#if Store_SalesTaxEntity}} (excluye el impuesto){{/if}}. Puede comprar la Propiedad por menos mediante una de las opciones de compra temprana. | COSTO DEL ALQUILER ${{numberFormat Lease_AmtToPayOverCashPrice 2 '.' ','}} Cantidad sobre el Precio al Contado que pagará si efectúa todos los Pagos Recurrentes regulares {{#if (greater Lease_DepositAmount 0)}}y aplica su depósito de arrendamiento reembolsable {{/if}}{{#if Store_SalesTaxEntity}}(excluye el impuesto){{/if}}. | PRECIO AL CONTADO ${{{numberFormat Lease_TotalCashPrice 2 '.' ','}}} Propiedad disponible a este precio del arrendador. Consulte acerca de sus derechos de opción de compra temprana. | |
CANTIDAD DE CADA PAGO ${{numberFormat Lease_InitialPayment 2 '.' ','}} al comienzo del Arrendamiento, seguido de ${{numberFormat Lease_Payment 2 '.' ','}}{{#if (startsWith Lease_Frequency 'Monthly')}} cada mes{{/if}}{{#if (startsWith Lease_Frequency 'Bi')}} cada dos (2) semanas{{/if}}{{#if (startsWith Lease_Frequency 'Semi')}} dos veces al mes{{/if}}{{#if (startsWith Lease_Frequency 'Weekly')}} cada semana{{/if}}{{#if (greater Lease_LastPayment 0)}}{{#if (greater Lease_Payment Lease_LastPayment)}}, con el Pago Recurrente final en la cantidad de ${{numberFormat Lease_LastPayment 2 '.' ','}}.{{/if}}{{/if}} {{#if Store_SalesTaxEntity}} Se agregará el impuesto a todos los pagos.{{/if}} | NÚMERO DE PAGOS {{Lease_TermPlusOne}} Un Pago Inicial al comienzo del Arrendamiento seguido de {{Lease_Term}} Pagos Recurentes adicionales para adquirir la Propiedad{{#if (greater Lease_DepositAmount 0)}} (no incluye el Depósito de arrendamiento reembolsable) {{/if}}. | PERÍODO DEL ALQUILER {{{round Lease_AnnualStandardTermPercent 0}}} meses (más el período hasta el primer Pago Recurrente, que será al menos de diez (10) días después de la fecha de entrega de la Propiedad). Esto representa la duración del Arrendamiento si se realizan todos los Pagos Recurrentes programados con regularidad. No hay un período mínimo para el cual usted esté obligado en virtud de este Acuerdo de arrendamiento. | |
La Propiedad del alquiler es {{Lease_NewOrUsed}} y el arrendador la adquiere en la Fecha del acuerdo de arrendamiento indicada anteriormente. | |||
Las cifras anteriores no incluyen impuestos. |
Arrendamiento Núm: {{Lease_Id}}
Arrendador/Propietario: {{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}}{{else}} Prog Leasing, LLC{{/if}}256 West Data Drive, Draper, Utah 84020 {{Store_SupportPhone}} | Arrendatario/Posible Comprador: {{Client_FirstName}} {{Client_LastName}}{{Client_Street1}} {{Client_City}}, {{Client_State}} {{Client_Zip}} | Para Uso Interno de la Tienda Fecha de la Solicitud: {{Lease_CreateDate}} Presentada Por: {{Lease_SubmitByDate}} Comerciante: {{Store_Name}}{{#if Store_ShowInvoiceAmount}}RP: {{round Lease_InvoiceAmt 2}}{{/if}} |
Con la intención de quedar legalmente vinculado, {{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}}, {{else}}Prog Leasing, LLC,{{/if}} ordena que este Arrendamiento se firme en su nombre. | ||
{{Lease_StatusDate}} | ||
Arrendor/Representante de Progressive Leasing | Fecha |
Lease Agreement en_FL
Version 3.0
Effective September 26th 2024
DownloadTable of Contents
This is a pre-tax summary of the costs for your lease-to-own agreement.
TOTAL OF PAYMENTS / TOTAL COST / RENT-TO-OWN PRICE ${{{numberFormat Lease_TotalAllPaymentsWithoutTax 2 '.' ','}}} You must pay this amount to own the Property if you make all the regular Recurring Payments{{#if (greater Lease_DepositAmount 0)}} and apply your Refundable Lease Deposit{{/if}}{{#if Store_SalesTaxEntity }} (excludes tax){{/if}}. You can buy the Property for less under one of the early purchase options. | COST OF RENTAL ${{{numberFormat Lease_AmtToPayOverCashPrice 2 '.' ','}}} Amount over Cash Price you will pay if you make all regular Recurring Payments {{#if (greater Lease_DepositAmount 0) }} and apply your Refundable Lease Deposit{{/if}} {{#if Store_SalesTaxEntity }} (excludes tax). {{/if}} | CASH PRICE ${{{numberFormat Lease_TotalCashPrice 2 '.' ','}}} Property available at this price from the lessor. See about your early purchase option rights. | |
AMOUNT OF EACH PAYMENT ${{{numberFormat Lease_InitialPayment 2 '.' ','}}} at beginning of Lease, followed by ${{{numberFormat Lease_Payment 2 '.' ','}}}{{#if (startsWith Lease_Frequency 'Monthly')}} every month{{/if}}{{#if (startsWith Lease_Frequency 'Bi')}} every two (2) weeks{{/if}}{{#if (startsWith Lease_Frequency 'Semi')}} twice per month{{/if}}{{#if (startsWith Lease_Frequency 'Weekly')}} every week{{/if}}{{#if (greater Lease_LastPayment 0)}}{{#if (greater Lease_Payment Lease_LastPayment)}}, with the final Recurring Payment being in the amount of ${{numberFormat Lease_LastPayment 2 '.' ','}}.{{/if}}{{/if}} {{#if Store_SalesTaxEntity }} Tax will be added to all payments. {{/if}} | NUMBER OF PAYMENTS {{Lease_TermPlusOne}} One Initial Payment at beginning of Lease followed by {{Lease_Term}} more Recurring Payments to acquire Property{{#if (greater Lease_DepositAmount 0) }} (does not include Refundable Lease Deposit){{/if}}. | RENTAL PERIOD {{{round Lease_AnnualStandardTermPercent 0}}} months (plus period to first Recurring Payment, which will be at least ten (10) days after the Property delivery date). This represents the duration of the Lease if all regularly scheduled Recurring Payments are made. There is no minimum period for which you are obligated under this Lease. | |
The rental Property is {{{lowercase Lease_NewOrUsed}}} and is being acquired by the lessor on the Lease Date above. | |||
The above figures do not include tax. |
Lessor/Owner: {{#if Store_SalesTaxEntity}} {{Store_SalesTaxEntity}} {{else}} Prog Leasing, LLC{{/if}} 256 West Data Drive, Draper, Utah 84020 {{Store_SupportPhone}} | Lessee/Potential Purchaser: {{Client_FirstName}} {{Client_LastName}} {{Client_Street1}} {{Client_City}} , {{Client_State}} {{Client_Zip}} | Store Use Only App Date: {{Lease_CreateDate}} Submit By: {{Lease_SubmitByDate}} Retailer: {{Store_Name}} {{#if Store_ShowInvoiceAmount}}RP: {{round Lease_InvoiceAmt 2}} {{/if}} |
15. Returned Payment Fee: In the event that any payment you make under this Lease is returned unpaid, you agree to pay us a “Returned Payment Fee" equal to the lesser of ${{numberFormat Store_MaximumRtoNsfCharge 2 '.' ','}} or the maximum permitted by law. In no event, however, will we assess a Returned Payment Fee for an unsuccessful Card charge.
{{Lease_StatusDate}} | |
Progressive Leasing Representative/Lessor | Date |
Lease Agreement es_FL
Version 3.0
Effective September 26th 2024
DownloadTable of Contents
TOTAL DE PAGOS / COSTO TOTAL / PRECIO DEL ALQUILER CON OPCIÓN DE COMPRA ${{numberFormat Lease_TotalAllPaymentsWithoutTax 2 '.' ','}} Usted debe pagar esta cantidad para poseer la Propiedad si efectúa todos los Pagos Recurrentes regulares{{#if (greater Lease_DepositAmount 0)}} y aplica su depósito de arrendamiento reembolsable{{/if}}{{#if Store_SalesTaxEntity}} (excluye el impuesto){{/if}}. Puede comprar la Propiedad por menos mediante una de las opciones de compra temprana. | COSTO DEL ALQUILER ${{numberFormat Lease_AmtToPayOverCashPrice 2 '.' ','}} Cantidad sobre el Precio al Contado que pagará si efectúa todos los Pagos Recurrentes regulares {{#if (greater Lease_DepositAmount 0)}}y aplica su depósito de arrendamiento reembolsable {{/if}}{{#if Store_SalesTaxEntity}}(excluye el impuesto){{/if}}. | PRECIO AL CONTADO ${{{numberFormat Lease_TotalCashPrice 2 '.' ','}}} Propiedad disponible a este precio del arrendador. Consulte acerca de sus derechos de opción de compra temprana. | |
CANTIDAD DE CADA PAGO ${{numberFormat Lease_InitialPayment 2 '.' ','}} al comienzo del Arrendamiento, seguido de ${{numberFormat Lease_Payment 2 '.' ','}}{{#if (startsWith Lease_Frequency 'Monthly')}} cada mes{{/if}}{{#if (startsWith Lease_Frequency 'Bi')}} cada dos (2) semanas{{/if}}{{#if (startsWith Lease_Frequency 'Semi')}} dos veces al mes{{/if}}{{#if (startsWith Lease_Frequency 'Weekly')}} cada semana{{/if}}{{#if (greater Lease_LastPayment 0)}}{{#if (greater Lease_Payment Lease_LastPayment)}}, con el Pago Recurrente final en la cantidad de ${{numberFormat Lease_LastPayment 2 '.' ','}}.{{/if}}{{/if}} {{#if Store_SalesTaxEntity}} Se agregará el impuesto a todos los pagos.{{/if}} | NÚMERO DE PAGOS {{Lease_TermPlusOne}} Un Pago Inicial al comienzo del Arrendamiento seguido de {{Lease_Term}} Pagos Recurentes adicionales para adquirir la Propiedad{{#if (greater Lease_DepositAmount 0)}} (no incluye el Depósito de arrendamiento reembolsable) {{/if}}. | PERÍODO DEL ALQUILER {{{round Lease_AnnualStandardTermPercent 0}}} meses (más el período hasta el primer Pago Recurrente, que será al menos de diez (10) días después de la fecha de entrega de la Propiedad). Esto representa la duración del Arrendamiento si se realizan todos los Pagos Recurrentes programados con regularidad. No hay un período mínimo para el cual usted esté obligado en virtud de este Acuerdo de arrendamiento. | |
La Propiedad del alquiler es {{Lease_NewOrUsed}} y el arrendador la adquiere en la Fecha del acuerdo de arrendamiento indicada anteriormente. | |||
Las cifras anteriores no incluyen impuestos. |
Arrendamiento Núm: {{Lease_Id}}
Arrendador/Propietario: {{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}}{{else}} Prog Leasing, LLC{{/if}}256 West Data Drive, Draper, Utah 84020 {{Store_SupportPhone}} | Arrendatario/Posible Comprador: {{Client_FirstName}} {{Client_LastName}}{{Client_Street1}} {{Client_City}}, {{Client_State}} {{Client_Zip}} | Para Uso Interno de la Tienda Fecha de la Solicitud: {{Lease_CreateDate}} Presentada Por: {{Lease_SubmitByDate}} Comerciante: {{Store_Name}}{{#if Store_ShowInvoiceAmount}}RP: {{round Lease_InvoiceAmt 2}}{{/if}} |
Usted puede cambiar sus fechas de pago programadas con nuestro permiso (que normalmente otorgaremos si los pagos nuevos coinciden con las fechas en que recibe los pagos y no se aumenta sustancialmente el plazo del Arrendamiento), cancelar su autorización del pago, o actualizar cualquier información de pago llamándonos por teléfono al {{Store_SupportPhone}} o escribiéndonos a 256 West Data Drive, Draper, Utah 84020. Cumpliremos su solicitud de cancelación o modificación siempre y cuando presente esta solicitud al menos tres (3) días hábiles antes del pago programado o con suficiente antelación para que podamos tomar cualquier medida razonable.{{#if Client_BankOrCreditCard}} Si no pudiese obtener un pago por los métodos descritos anteriormente, usted es responsable de comunicarse con nosotros para realizar dicho pago por otros medios.{{/if}} Incluya su número de Arrendamiento (que aparece en la esquina superior derecha de este Arrendamiento) con todos los pagos que envíe, para asegurarse de que se contabilicen correctamente en su cuenta.
Con la intención de quedar legalmente vinculado,{{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}}, {{else}}Prog Leasing, LLC,{{/if}} ordena que este Arrendamiento se firme en su nombre. | ||
{{Lease_StatusDate}} | ||
Arrendor/Representante de Progressive Leasing | Fecha |
Lease Agreement en_GA
Version 3.0
Effective September 26th 2024
DownloadTable of Contents
This is a pre-tax summary of the costs for your lease-to-own agreement.
TOTAL OF PAYMENTS / TOTAL COST / RENT-TO-OWN PRICE ${{{numberFormat Lease_TotalAllPaymentsWithoutTax 2 '.' ','}}} You must pay this amount to own the Property if you make all the regular Recurring Payments{{#if (greater Lease_DepositAmount 0)}} and apply your Refundable Lease Deposit{{/if}}{{#if Store_SalesTaxEntity }} (excludes tax){{/if}}. You can buy the Property for less under one of the early purchase options. | COST OF RENTAL ${{{numberFormat Lease_AmtToPayOverCashPrice 2 '.' ','}}} Amount over Cash Price you will pay if you make all regular Recurring Payments {{#if (greater Lease_DepositAmount 0) }} and apply your Refundable Lease Deposit{{/if}} {{#if Store_SalesTaxEntity }} (excludes tax){{/if}}. | CASH PRICE ${{{numberFormat Lease_TotalCashPrice 2 '.' ','}}} Property available at this price from the lessor. See about your early purchase option rights. | |
AMOUNT OF EACH PAYMENT ${{{numberFormat Lease_InitialPayment 2 '.' ','}}} at beginning of Lease, followed by ${{{numberFormat Lease_Payment 2 '.' ','}}}{{#if (startsWith Lease_Frequency 'Monthly')}} every month{{/if}}{{#if (startsWith Lease_Frequency 'Bi')}} every two (2) weeks{{/if}}{{#if (startsWith Lease_Frequency 'Semi')}} twice per month{{/if}}{{#if (startsWith Lease_Frequency 'Weekly')}} every week{{/if}}{{#if (greater Lease_LastPayment 0)}}{{#if (greater Lease_Payment Lease_LastPayment)}}, with the final Recurring Payment being in the amount of ${{numberFormat Lease_LastPayment 2 '.' ','}}.{{/if}}{{/if}} {{#if Store_SalesTaxEntity }} Tax will be added to all payments. {{/if}} | NUMBER OF PAYMENTS {{Lease_TermPlusOne}} One Initial Payment at beginning of Lease followed by {{Lease_Term}} more Recurring Payments to acquire Property{{#if (greater Lease_DepositAmount 0) }} (does not include Refundable Lease Deposit){{/if}}. | RENTAL PERIOD {{{round Lease_AnnualStandardTermPercent 0}}} months (plus period to first Recurring Payment, which will be at least ten (10) days after the Property delivery date). This represents the duration of the Lease if all regularly scheduled Recurring Payments are made. There is no minimum period for which you are obligated under this Lease. | |
The rental Property is {{Lease_NewOrUsed}} and is being acquired by the lessor on the Lease Date above. | |||
The above figures do not include tax. |
Lease Date: {{Lease_StatusDate}}
LEASE-PURCHASE AGREEMENT
Lessor/Owner: {{#if Store_SalesTaxEntity}} {{Store_SalesTaxEntity}} {{else}} Prog Leasing, LLC{{/if}} 256 West Data Drive, Draper, Utah 84020 {{Store_SupportPhone}} | Lessee/Potential Purchaser: {{Client_FirstName}} {{Client_LastName}} {{Client_Street1}} {{Client_City}}, {{Client_State}} {{Client_Zip}} | Store Use Only App Date: {{Lease_CreateDate}} Submit By: {{Lease_SubmitByDate}} Retailer: {{Store_Name}} {{#if Store_ShowInvoiceAmount}}RP: {{round Lease_InvoiceAmt 2}} {{/if}} |
NOTICE TO LESSEE: (1) DO NOT SIGN THIS LEASE BEFORE YOU READ IT OR IF IT CONTAINS ANY BLANK SPACES. (2) YOU ARE ENTITLED TO AN EXACT COPY OF THIS LEASE YOU SIGN. KEEP IT TO PROTECT YOUR LEGAL RIGHTS. (3) YOU HAVE THE RIGHT TO EXERCISE AN EARLY PURCHASE OPTION THAT WILL RESULT IN A LOWER COST TO ACQUIRE OWNERSHIP. TO EXERCISE THIS OPTION OR TO TERMINATE THIS LEASE, CALL US AT {{#if (matchesValue Store_ParentStoreId '62339')}}(844) 365-7764{{else if (matchesValue Store_ParentStoreId '50770')}}(844) 561-3714{{else if (matchesValue Store_ParentStoreId '62387')}}(844) 375-3273{{else}} (877) 898-1970{{/if}}. BY SIGNING THIS LEASE: (1) YOU AGREE TO ALL ITS TERMS, INCLUDING THE PAYMENT AUTHORIZATION (¶ 10), AND ARBITRATION PROVISION (¶ 22); AND (2) YOU ACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THIS LEASE.
Intending to be legally bound,{{#if Store_SalesTaxEntity}} {{Store_SalesTaxEntity}},{{else}} Prog Leasing, LLC,{{/if}} caused this Lease to be signed on its behalf.
{{Lease_StatusDate}} | |
Progressive Leasing Representative/Lessor | Date |
Lease Agreement es_GA
Version 3.0
Effective September 26th 2024
DownloadTable of Contents
TOTAL DE PAGOS / COSTO TOTAL / PRECIO DEL ALQUILER CON OPCIÓN DE COMPRA ${{numberFormat Lease_TotalAllPaymentsWithoutTax 2 '.' ','}} Usted debe pagar esta cantidad para poseer la Propiedad si efectúa todos los Pagos Recurrentes regulares{{#if (greater Lease_DepositAmount 0)}} y aplica su depósito de arrendamiento reembolsable{{/if}}{{#if Store_SalesTaxEntity}} (excluye el impuesto){{/if}}. Puede comprar la Propiedad por menos mediante una de las opciones de compra temprana. | COSTO DEL ALQUILER ${{numberFormat Lease_AmtToPayOverCashPrice 2 '.' ','}} Cantidad sobre el Precio al Contado que pagará si efectúa todos los Pagos Recurrentes regulares {{#if (greater Lease_DepositAmount 0)}}y aplica su depósito de arrendamiento reembolsable {{/if}}{{#if Store_SalesTaxEntity}}(excluye el impuesto){{/if}}. | PRECIO AL CONTADO ${{numberFormat Lease_TotalCashPrice 2 '.' ','}} Propiedad disponible a este precio del arrendador. Consulte acerca de sus derechos de opción de compra temprana. | |
CANTIDAD DE CADA PAGO ${{numberFormat Lease_InitialPayment 2 '.' ','}} al comienzo del Arrendamiento, seguido de ${{numberFormat Lease_Payment 2 '.' ','}}{{#if (startsWith Lease_Frequency 'Monthly')}} cada mes{{/if}}{{#if (startsWith Lease_Frequency 'Bi')}} cada dos (2) semanas{{/if}}{{#if (startsWith Lease_Frequency 'Semi')}} dos veces al mes{{/if}}{{#if (startsWith Lease_Frequency 'Weekly')}} cada semana{{/if}}{{#if (greater Lease_LastPayment 0)}}{{#if (greater Lease_Payment Lease_LastPayment)}}, con el Pago Recurrente final en la cantidad de ${{numberFormat Lease_LastPayment 2 '.' ','}}.{{/if}}{{/if}} {{#if Store_SalesTaxEntity}} Se agregará el impuesto a todos los pagos.{{/if}} | NÚMERO DE PAGOS {{Lease_TermPlusOne}} Un Pago Inicial al comienzo del Arrendamiento seguido de {{Lease_Term}} Pagos Recurentes adicionales para adquirir la Propiedad{{#if (greater Lease_DepositAmount 0)}} (no incluye el Depósito de arrendamiento reembolsable) {{/if}}. | PERÍODO DEL ALQUILER {{{round Lease_AnnualStandardTermPercent 0}}} meses (más el período hasta el primer Pago Recurrente, que será al menos de diez (10) días después de la fecha de entrega de la Propiedad). Esto representa la duración del Arrendamiento si se realizan todos los Pagos Recurrentes programados con regularidad. No hay un período mínimo para el cual usted esté obligado en virtud de este Acuerdo de arrendamiento. | |
La Propiedad del alquiler es {{Lease_NewOrUsed}} y el arrendador la adquiere en la Fecha del acuerdo de arrendamiento indicada anteriormente. | |||
Las cifras anteriores no incluyen impuestos. |
Fecha del Arrendamiento: {{Lease_StatusDate}}
ACUERDO DE ARRENDAMIENTO CON OPCIÓN A COMPRA
Arrendador/Propietario: {{#if Store_SalesTaxEntity}} {{Store_SalesTaxEntity}} {{else}} Prog Leasing, LLC{{/if}} 256 West Data Drive, Draper, Utah 84020 {{Store_SupportPhone}} | Arrendatario/Posible Comprador: {{Client_FirstName}} {{Client_LastName}} {{Client_Street1}} {{Client_City}}, {{Client_State}} {{Client_Zip}} | Para Uso Interno de la Tienda Fecha de la Solicitud: {{Lease_CreateDate}} Presentada Por: {{Lease_SubmitByDate}} Comerciante: {{Store_Name}} {{#if ShowInvoiceAmount}}RP: {{round Lease_InvoiceAmt 2}} {{/if}} |
AVISO AL ARRENDATARIO: (1) NO FIRME ESTE ARRENDAMIENTO ANTES DE LEERLO O SI CONTIENE ESPACIOS EN BLANCO. (2) USTED TIENE DERECHO A RECIBIR UNA COPIA EXACTA DE ESTE ARRENDAMIENTO QUE FIRMA. CONSÉRVELA PARA PROTEGER SUS DERECHOS LEGALES. (3) TIENE EL DERECHO DE EJERCER UNA OPCIÓN DE COMPRA TEMPRANA QUE SUPONDRÁ UN COSTO INFERIOR PARA ADQUIRIR LA PROPIEDAD. PARA UTILIZAR ESTA OPCIÓN O CANCELAR ESTE ARRENDAMIENTO, LLAME AL {{#if (matchesValue Store_ParentStoreId '62339')}}(844) 365-7764{{else if (matchesValue Store_ParentStoreId '50770')}}(844) 561-3714{{else if (matchesValue Store_ParentStoreId '62387')}}(844) 375-3273{{else}} (877) 898-1970{{/if}}. AL FIRMAR ESTE ARRENDAMIENTO: (1) ACEPTA TODOS SUS TÉRMINOS, INCLUIDAS LA AUTORIZACIÓN DEL PAGO (ART. 10) Y LA DISPOSICIÓN DE ARBITRAJE (ART. 22) Y (2) RECONOCE HABER RECIBIDO UNA COPIA COMPLETA DE ESTE ARRENDAMIENTO.
Con la intención de quedar legalmente vinculado,{{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}}, {{else}}Prog Leasing, LLC,{{/if}} ordena que este Arrendamiento se firme en su nombre. | ||
{{Lease_StatusDate}} | ||
Arrendor/Representante de Progressive Leasing | Fecha |
Lease Agreement en_IL
Version 3.0
Effective September 26th 2024
DownloadTable of Contents
This is a pre-tax summary of the costs for your lease-to-own agreement.
TOTAL OF PAYMENTS / TOTAL COST / RENT-TO-OWN PRICE ${{{numberFormat Lease_TotalAllPaymentsWithoutTax 2 '.' ','}}} You must pay this amount to own the Property if you make all the regular Recurring Payments{{#if (greater Lease_DepositAmount 0)}} and apply your Refundable Lease Deposit{{/if}}{{#if Store_SalesTaxEntity }} (excludes tax){{/if}}. You can buy the Property for less under one of the early purchase options. | COST OF RENTAL ${{{numberFormat Lease_AmtToPayOverCashPrice 2 '.' ','}}} Amount over Cash Price you will pay if you make all regular Recurring Payments {{#if (greater Lease_DepositAmount 0) }} and apply your Refundable Lease Deposit{{/if}} {{#if Store_SalesTaxEntity }} (excludes tax).{{/if}} | CASH PRICE ${{{numberFormat Lease_TotalCashPrice 2 '.' ','}}} Property available at this price from the lessor. See about your early purchase option rights. | |
AMOUNT OF EACH PAYMENT ${{{numberFormat Lease_InitialPayment 2 '.' ','}}} at beginning of Lease, followed by ${{{numberFormat Lease_Payment 2 '.' ','}}}{{#if (startsWith Lease_Frequency 'Monthly')}} every month{{/if}}{{#if (startsWith Lease_Frequency 'Bi')}} every two (2) weeks{{/if}}{{#if (startsWith Lease_Frequency 'Semi')}} twice per month{{/if}}{{#if (startsWith Lease_Frequency 'Weekly')}} every week{{/if}}{{#if (greater Lease_LastPayment 0)}}{{#if (greater Lease_Payment Lease_LastPayment)}}, with the final Recurring Payment being in the amount of ${{numberFormat Lease_LastPayment 2 '.' ','}}.{{/if}}{{/if}} {{#if Store_SalesTaxEntity }} Tax will be added to all payments. {{/if}} | NUMBER OF PAYMENTS {{Lease_TermPlusOne}} One Initial Payment at beginning of Lease followed by {{Lease_Term}} more Recurring Payments to acquire Property{{#if (greater Lease_DepositAmount 0) }} (does not include Refundable Lease Deposit){{/if}}. | RENTAL PERIOD {{{round Lease_AnnualStandardTermPercent 0}}} months (plus period to first Recurring Payment, which will be at least ten (10) days after the Property delivery date). This represents the duration of the Lease if all regularly scheduled Recurring Payments are made. There is no minimum period for which you are obligated under this Lease. | |
The rental Property is {{{lowercase Lease_NewOrUsed}}} and is being acquired by the lessor on the Lease Date above. | |||
The above figures do not include tax. |
Lessor/Owner: {{#if Store_SalesTaxEntity}} {{Store_SalesTaxEntity}}{{else}} Prog Leasing, LLC{{/if}} 256 West Data Drive, Draper, Utah 84020 {{Store_SupportPhone}} | Lessee/Potential Purchaser: {{Client_FirstName}} {{Client_LastName}} {{Client_Street1}} {{Client_City}}, {{Client_State}} {{Client_Zip}} | Store Use Only App Date: {{Lease_CreateDate}} Submit By: {{Lease_SubmitByDate}} Retailer: {{Store_Name}} {{#if Store_ShowInvoiceAmount}}RP: {{round Lease_InvoiceAmt 2}} {{/if}} |
Intending to be legally bound, {{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}}, {{else}}Prog Leasing, LLC,{{/if}} caused this Lease to be signed on its behalf. | ||
{{Lease_StatusDate}} | ||
Progressive Leasing Representative/Lessor | Date |
Lease Agreement es_IL
Version 3.0
Effective September 26th 2024
DownloadTable of Contents
TOTAL DE PAGOS / COSTO TOTAL / PRECIO DEL ALQUILER CON OPCIÓN DE COMPRA ${{numberFormat Lease_TotalAllPaymentsWithoutTax 2 '.' ','}} Usted debe pagar esta cantidad para poseer la Propiedad si efectúa todos los Pagos Recurrentes regulares{{#if (greater Lease_DepositAmount 0)}} y aplica su depósito de arrendamiento reembolsable{{/if}}{{#if Store_SalesTaxEntity}} (excluye el impuesto){{/if}}. Puede comprar la Propiedad por menos mediante una de las opciones de compra temprana. | COSTO DEL ALQUILER ${{numberFormat Lease_AmtToPayOverCashPrice 2 '.' ','}} Cantidad sobre el Precio al Contado que pagará si efectúa todos los Pagos Recurrentes regulares {{#if (greater Lease_DepositAmount 0)}}y aplica su depósito de arrendamiento reembolsable {{/if}}{{#if Store_SalesTaxEntity}}(excluye el impuesto){{/if}}. | PRECIO AL CONTADO ${{{numberFormat Lease_TotalCashPrice 2 '.' ','}}} Propiedad disponible a este precio del arrendador. Consulte acerca de sus derechos de opción de compra temprana. | |
CANTIDAD DE CADA PAGO ${{numberFormat Lease_InitialPayment 2 '.' ','}} al comienzo del Arrendamiento, seguido de ${{numberFormat Lease_Payment 2 '.' ','}}{{#if (startsWith Lease_Frequency 'Monthly')}} cada mes{{/if}}{{#if (startsWith Lease_Frequency 'Bi')}} cada dos (2) semanas{{/if}}{{#if (startsWith Lease_Frequency 'Semi')}} dos veces al mes{{/if}}{{#if (startsWith Lease_Frequency 'Weekly')}} cada semana{{/if}}{{#if (greater Lease_LastPayment 0)}}{{#if (greater Lease_Payment Lease_LastPayment)}}, con el Pago Recurrente final en la cantidad de ${{numberFormat Lease_LastPayment 2 '.' ','}}.{{/if}}{{/if}} {{#if Store_SalesTaxEntity}} Se agregará el impuesto a todos los pagos.{{/if}} | NÚMERO DE PAGOS {{Lease_TermPlusOne}} Un Pago Inicial al comienzo del Arrendamiento seguido de {{Lease_Term}} Pagos Recurentes adicionales para adquirir la Propiedad{{#if (greater Lease_DepositAmount 0)}} (no incluye el Depósito de arrendamiento reembolsable){{/if}}. | PERÍODO DEL ALQUILER {{{round Lease_AnnualStandardTermPercent 0}}} meses (más el período hasta el primer Pago Recurrente, que será al menos de diez (10) días después de la fecha de entrega de la Propiedad). Esto representa la duración del Arrendamiento si se realizan todos los Pagos Recurrentes programados con regularidad. No hay un período mínimo para el cual usted esté obligado en virtud de este Acuerdo de arrendamiento. | |
La Propiedad del alquiler es {{Lease_NewOrUsed}} y el arrendador la adquiere en la Fecha del acuerdo de arrendamiento indicada anteriormente. | |||
Las cifras anteriores no incluyen impuestos. |
Arrendamiento Núm: {{Lease_Id}}
Arrendador/Propietario: {{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}}{{else}} Prog Leasing, LLC{{/if}}256 West Data Drive, Draper, Utah 84020 {{Store_SupportPhone}} | Arrendatario/Posible Comprador: {{Client_FirstName}} {{Client_LastName}}{{Client_Street1}} {{Client_City}}, {{Client_State}} {{Client_Zip}} | Para Uso Interno de la Tienda Fecha de la Solicitud: {{Lease_CreateDate}} Presentada Por: {{Lease_SubmitByDate}} Comerciante: {{Store_Name}}{{#if Store_ShowInvoiceAmount}}RP: {{round Lease_InvoiceAmt 2}}{{/if}} |
Usted puede cambiar sus fechas de pago programadas con nuestro permiso (que normalmente otorgaremos si los pagos nuevos coinciden con las fechas en que recibe los pagos y no se aumenta sustancialmente el plazo del Arrendamiento), cancelar su autorización del pago, o actualizar cualquier información de pago llamándonos por teléfono al {{Store_SupportPhone}} o escribiéndonos a 256 West Data Drive, Draper, Utah 84020. Cumpliremos su solicitud de cancelación o modificación siempre y cuando presente esta solicitud al menos tres (3) días hábiles antes del pago programado o con suficiente antelación para que podamos tomar cualquier medida razonable.{{#if Client_BankOrCreditCard}} Si no pudiese obtener un pago por los métodos descritos anteriormente, usted es responsable de comunicarse con nosotros para realizar dicho pago por otros medios.{{/if}} Incluya su número de Arrendamiento (que aparece en la esquina superior derecha de este Arrendamiento) con todos los pagos que envíe, para asegurarse de que se contabilicen correctamente en su cuenta.
AVISO AL ARRENDATARIO: (1) NO FIRME ESTE ARRENDAMIENTO ANTES DE LEERLO O SI CONTIENE ESPACIOS EN BLANCO. (2) USTED TIENE DERECHO A RECIBIR UNA COPIA EXACTA DE ESTE ARRENDAMIENTO QUE FIRMA. CONSÉRVELA PARA PROTEGER SUS DERECHOS LEGALES. (3) TIENE EL DERECHO DE EJERCER UNA OPCIÓN DE COMPRA TEMPRANA QUE SUPONDRÁ UN COSTO INFERIOR PARA ADQUIRIR LA PROPIEDAD. PARA UTILIZAR ESTA OPCIÓN O CANCELAR ESTE ARRENDAMIENTO, LLAME AL {{#if (matchesValue Store_ParentStoreId '62339')}}(844) 365-7764{{else if (matchesValue Store_ParentStoreId '50770')}}(844) 561-3714{{else if (matchesValue Store_ParentStoreId '62387')}}(844) 375-3273{{else}} (877) 898-1970{{/if}}. AL FIRMAR ESTE ARRENDAMIENTO: (1) ACEPTA TODOS SUS TÉRMINOS, INCLUIDAS LA AUTORIZACIÓN DEL PAGO (ART. 10) Y LA DISPOSICIÓN DE ARBITRAJE (ART. 21); Y (2) RECONOCE HABER RECIBIDO UNA COPIA COMPLETA DE ESTE ARRENDAMIENTO.
Con la intención de quedar legalmente vinculado, {{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}}, {{else}}Prog Leasing, LLC,{{/if}} ordena que este Arrendamiento se firme en su nombre. | ||
{{Lease_StatusDate}} | ||
Arrendor/Representante de Progressive Leasing | Fecha |
Lease Agreement en_OH
Version 3.0
Effective September 26th 2024
DownloadTable of Contents
This is a pre-tax summary of the costs for your lease-to-own agreement.
TOTAL OF PAYMENTS / TOTAL COST / RENT-TO-OWN PRICE ${{{numberFormat Lease_TotalAllPaymentsWithoutTax 2 '.' ','}}} You must pay this amount to own the Property if you make all the regular Recurring Payments{{#if (greater Lease_DepositAmount 0)}} and apply your Refundable Lease Deposit{{/if}}{{#if Store_SalesTaxEntity }} (excludes tax){{/if}}. You can buy the Property for less under one of the early purchase options. | COST OF RENTAL ${{{numberFormat Lease_AmtToPayOverCashPrice 2 '.' ','}}} Amount over Cash Price you will pay if you make all regular Recurring Payments {{#if (greater Lease_DepositAmount 0) }} and apply your Refundable Lease Deposit{{/if}} {{#if Store_SalesTaxEntity }} (excludes tax).{{/if}} | CASH PRICE ${{{numberFormat Lease_TotalCashPrice 2 '.' ','}}} Property available at this price from the lessor. See about your early purchase option rights. | |
AMOUNT OF EACH PAYMENT ${{{numberFormat Lease_InitialPayment 2 '.' ','}}} at beginning of Lease, followed by ${{{numberFormat Lease_Payment 2 '.' ','}}}{{#if (startsWith Lease_Frequency 'Monthly')}} every month{{/if}}{{#if (startsWith Lease_Frequency 'Bi')}} every two (2) weeks{{/if}}{{#if (startsWith Lease_Frequency 'Semi')}} twice per month{{/if}}{{#if (startsWith Lease_Frequency 'Weekly')}} every week{{/if}}{{#if (greater Lease_LastPayment 0)}}{{#if (greater Lease_Payment Lease_LastPayment)}}, with the final Recurring Payment being in the amount of ${{numberFormat Lease_LastPayment 2 '.' ','}}.{{/if}}{{/if}} {{#if Store_SalesTaxEntity }} Tax will be added to all payments. {{/if}} | NUMBER OF PAYMENTS {{Lease_TermPlusOne}} One Initial Payment at beginning of Lease followed by {{Lease_Term}} more Recurring Payments to acquire Property{{#if (greater Lease_DepositAmount 0) }} (does not include Refundable Lease Deposit){{/if}}. | RENTAL PERIOD {{{round Lease_AnnualStandardTermPercent 0}}} months (plus period to first Recurring Payment, which will be at least ten (10) days after the Property delivery date). This represents the duration of the Lease if all regularly scheduled Recurring Payments are made. There is no minimum period for which you are obligated under this Lease. | |
The rental Property is {{{lowercase Lease_NewOrUsed}}} and is being acquired by the lessor on the Lease Date above. | |||
The above figures do not include tax. |
Lessor/Owner: {{#if Store_SalesTaxEntity}} {{Store_SalesTaxEntity}} {{else}} Prog Leasing, LLC{{/if}} 256 West Data Drive, Draper, Utah 84020 {{Store_SupportPhone}} | Lessee/Potential Purchaser: {{Client_FirstName}} {{Client_LastName}} {{Client_Street1}} {{Client_City}} , {{Client_State}} {{Client_Zip}} | Store Use Only App Date: {{Lease_CreateDate}} Submit By: {{Lease_SubmitByDate}} Retailer: {{Store_Name}} {{#if Store_ShowInvoiceAmount}}RP: {{round Lease_InvoiceAmt 2}} {{/if}} |
Intending to be legally bound, {{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}} , {{else}} Prog Leasing, LLC,{{/if}} caused this Lease to be signed on its behalf. | ||
{{Lease_StatusDate}} | ||
Progressive Leasing Representative/Lessor | Date |
Lease Agreement es_OH
Version 3.0
Effective September 26th 2024
DownloadTable of Contents
TOTAL DE PAGOS / COSTO TOTAL / PRECIO DEL ALQUILER CON OPCIÓN DE COMPRA ${{numberFormat Lease_TotalAllPaymentsWithoutTax 2 '.' ','}} Usted debe pagar esta cantidad para poseer la Propiedad si efectúa todos los Pagos Recurrentes regulares{{#if (greater Lease_DepositAmount 0)}} y aplica su depósito de arrendamiento reembolsable{{/if}}{{#if Store_SalesTaxEntity}} (excluye el impuesto){{/if}}. Puede comprar la Propiedad por menos mediante una de las opciones de compra temprana. | COSTO DEL ALQUILER ${{numberFormat Lease_AmtToPayOverCashPrice 2 '.' ','}} Cantidad sobre el Precio al Contado que pagará si efectúa todos los Pagos Recurrentes regulares {{#if (greater Lease_DepositAmount 0)}}y aplica su depósito de arrendamiento reembolsable {{/if}}{{#if Store_SalesTaxEntity}}(excluye el impuesto){{/if}}. | PRECIO AL CONTADO ${{{numberFormat Lease_TotalCashPrice 2 '.' ','}}} Propiedad disponible a este precio del arrendador. Consulte acerca de sus derechos de opción de compra temprana. | |
CANTIDAD DE CADA PAGO ${{numberFormat Lease_InitialPayment 2 '.' ','}} al comienzo del Arrendamiento, seguido de ${{numberFormat Lease_Payment 2 '.' ','}}{{#if (startsWith Lease_Frequency 'Monthly')}} cada mes{{/if}}{{#if (startsWith Lease_Frequency 'Bi')}} cada dos (2) semanas{{/if}}{{#if (startsWith Lease_Frequency 'Semi')}} dos veces al mes{{/if}}{{#if (startsWith Lease_Frequency 'Weekly')}} cada semana{{/if}}{{#if (greater Lease_LastPayment 0)}}{{#if (greater Lease_Payment Lease_LastPayment)}}, con el Pago Recurrente final en la cantidad de ${{numberFormat Lease_LastPayment 2 '.' ','}}.{{/if}}{{/if}} {{#if Store_SalesTaxEntity}} Se agregará el impuesto a todos los pagos.{{/if}} | NÚMERO DE PAGOS {{Lease_TermPlusOne}} Un Pago Inicial al comienzo del Arrendamiento seguido de {{Lease_Term}} Pagos Recurentes adicionales para adquirir la Propiedad{{#if (greater Lease_DepositAmount 0)}} (no incluye el Depósito de arrendamiento reembolsable) {{/if}}. | PERÍODO DEL ALQUILER {{{round Lease_AnnualStandardTermPercent 0}}} meses (más el período hasta el primer Pago Recurrente, que será al menos de diez (10) días después de la fecha de entrega de la Propiedad). Esto representa la duración del Arrendamiento si se realizan todos los Pagos Recurrentes programados con regularidad. No hay un período mínimo para el cual usted esté obligado en virtud de este Acuerdo de arrendamiento. | |
La Propiedad del alquiler es {{Lease_NewOrUsed}} y el arrendador la adquiere en la Fecha del acuerdo de arrendamiento indicada anteriormente. | |||
Las cifras anteriores no incluyen impuestos. |
Arrendamiento Núm: {{Lease_Id}}
Arrendador/Propietario: {{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}}{{else}} Prog Leasing, LLC{{/if}}256 West Data Drive, Draper, Utah 84020 {{Store_SupportPhone}} | Arrendatario/Posible Comprador: {{Client_FirstName}}{{Client_LastName}}{{Client_Street1}} {{Client_City}}, {{Client_State}}{{Client_Zip}} | Para Uso Interno de la Tienda Fecha de la Solicitud: {{Lease_CreateDate}} Presentada Por: {{Lease_SubmitByDate}} Minorista: {{Store_Name}}{{#if Store_ShowInvoiceAmount}}RP: {{round Lease_InvoiceAmt 2}}{{/if}} |
Con la intención de quedar legalmente vinculado, {{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}}, {{else}}Prog Leasing, LLC,{{/if}} ordena que este Arrendamiento se firme en su nombre. | ||
{{Lease_StatusDate}} | ||
Arrendor/Representante de Progressive Leasing | Fecha |
Lease Agreement en_VA
Version 3.0
Effective September 26th 2024
DownloadTable of Contents
This is a pre-tax summary of the costs for your lease-to-own agreement.
TOTAL OF PAYMENTS / TOTAL COST / RENT-TO-OWN PRICE ${{{numberFormat Lease_TotalAllPaymentsWithoutTax 2 '.' ','}}} You must pay this amount to own the Property if you make all the regular Recurring Payments{{#if (greater Lease_DepositAmount 0)}} and apply your Refundable Lease Deposit{{/if}}{{#if Store_SalesTaxEntity }} (excludes tax){{/if}}. You can buy the Property for less under one of the early purchase options. | COST OF RENTAL ${{{numberFormat Lease_AmtToPayOverCashPrice 2 '.' ','}}} Amount over Cash Price you will pay if you make all regular Recurring Payments {{#if (greater Lease_DepositAmount 0) }} and apply your Refundable Lease Deposit{{/if}} {{#if Store_SalesTaxEntity }} (excludes tax).{{/if}} | CASH PRICE ${{{numberFormat Lease_TotalCashPrice 2 '.' ','}}} Property available at this price from the lessor. See about your early purchase option rights. | |
AMOUNT OF EACH PAYMENT ${{{numberFormat Lease_InitialPayment 2 '.' ','}}} at beginning of Lease, followed by ${{{numberFormat Lease_Payment 2 '.' ','}}}{{#if (startsWith Lease_Frequency 'Monthly')}} every month{{/if}}{{#if (startsWith Lease_Frequency 'Bi')}} every two (2) weeks{{/if}}{{#if (startsWith Lease_Frequency 'Semi')}} twice per month{{/if}}{{#if (startsWith Lease_Frequency 'Weekly')}} every week{{/if}}{{#if (greater Lease_LastPayment 0)}}{{#if (greater Lease_Payment Lease_LastPayment)}}, with the final Recurring Payment being in the amount of ${{numberFormat Lease_LastPayment 2 '.' ','}}.{{/if}}{{/if}} {{#if Store_SalesTaxEntity }} Tax will be added to all payments. {{/if}} | NUMBER OF PAYMENTS {{Lease_TermPlusOne}} One Initial Payment at beginning of Lease followed by {{Lease_Term}} more Recurring Payments to acquire Property{{#if (greater Lease_DepositAmount 0) }} (does not include Refundable Lease Deposit){{/if}}. | RENTAL PERIOD {{{round Lease_AnnualStandardTermPercent 0}}} months (plus period to first Recurring Payment, which will be at least ten (10) days after the Property delivery date). This represents the duration of the Lease if all regularly scheduled Recurring Payments are made. There is no minimum period for which you are obligated under this Lease. | |
The rental Property is {{{lowercase Lease_NewOrUsed}}} and is being acquired by the lessor on the Lease Date above. | |||
The above figures do not include tax. |
Lessor/Owner: {{#if Store_SalesTaxEntity}} {{Store_SalesTaxEntity}} {{else}} Prog Leasing, LLC{{/if}} 256 West Data Drive, Draper, Utah 84020 {{Store_SupportPhone}} | Lessee/Potential Purchaser: {{Client_FirstName}} {{Client_LastName}} {{Client_Street1}} {{Client_City}} , {{Client_State}} {{Client_Zip}} | Store Use Only App Date: {{Lease_CreateDate}} Submit By: {{Lease_SubmitByDate}} Retailer: {{Store_Name}} {{#if Store_ShowInvoiceAmount}}RP: {{round Lease_InvoiceAmt 2}} {{/if}} |
Intending to be legally bound, {{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}}, {{else}} Prog Leasing, LLC,{{/if}} caused this Lease to be signed on its behalf. | ||
{{Lease_StatusDate}} | ||
Progressive Leasing Representative/Lessor | Date |
Lease Agreement es_VA
Version 3.0
Effective September 26th 2024
DownloadTable of Contents
TOTAL DE PAGOS / COSTO TOTAL / PRECIO DE ALQUILER CON OPCIÓN DE COMPRA ${{numberFormat Lease_TotalAllPaymentsWithoutTax 2 '.' ','}} Usted debe pagar esta cantidad para poseer la Propiedad si efectúa todos los Pagos Recurrentes regulares{{#if (greater Lease_DepositAmount 0)}} y aplica su depósito de arrendamiento reembolsable{{/if}}{{#if Store_SalesTaxEntity}} (excluye el impuesto){{/if}}. Puede comprar la Propiedad por menos mediante una de las opciones de compra temprana. | COSTO DE ALQUILER ${{numberFormat Lease_AmtToPayOverCashPrice 2 '.' ','}} Cantidad sobre el Precio al Contado que pagará si efectúa todos los Pagos Recurrentes regulares {{#if (greater Lease_DepositAmount 0)}}y aplica su depósito de arrendamiento reembolsable {{/if}}{{#if Store_SalesTaxEntity}}(excluye el impuesto){{/if}}. | PRECIO AL CONTADO ${{{numberFormat Lease_TotalCashPrice 2 '.' ','}}} Propiedad disponible a este precio del arrendador. Consulte acerca de sus derechos de opción de compra temprana. | |
CANTIDAD DE CADA PAGO ${{numberFormat Lease_InitialPayment 2 '.' ','}} al comienzo del Arrendamiento, seguido de ${{numberFormat Lease_Payment 2 '.' ','}}{{#if (startsWith Lease_Frequency 'Monthly')}} cada mes{{/if}}{{#if (startsWith Lease_Frequency 'Bi')}} cada dos (2) semanas{{/if}}{{#if (startsWith Lease_Frequency 'Semi')}} dos veces al mes{{/if}}{{#if (startsWith Lease_Frequency 'Weekly')}} cada semana{{/if}}{{#if (greater Lease_LastPayment 0)}}{{#if (greater Lease_Payment Lease_LastPayment)}}, con el Pago Recurrente final en la cantidad de ${{numberFormat Lease_LastPayment 2 '.' ','}}.{{/if}}{{/if}} {{#if Store_SalesTaxEntity}} Se agregará el impuesto a todos los pagos.{{/if}} | NÚMERO DE PAGOS {{Lease_TermPlusOne}} Un Pago Inicial al comienzo del Arrendamiento seguido de {{Lease_Term}} Pagos Recurentes adicionales para adquirir la Propiedad{{#if (greater Lease_DepositAmount 0)}} (no incluye el Depósito de arrendamiento reembolsable) {{/if}}. | PERÍODO DE ALQUILER {{{round Lease_AnnualStandardTermPercent 0}}} meses (más el período hasta el primer Pago Recurrente, que será al menos de diez (10) días después de la fecha de entrega de la Propiedad). Esto representa la duración del Arrendamiento si se realizan todos los Pagos Recurrentes programados con regularidad. No hay un período mínimo para el cual usted esté obligado en virtud de este Acuerdo de arrendamiento. | |
La Propiedad de alquiler es {{Lease_NewOrUsed}} y el arrendador la adquiere en la Fecha del acuerdo de arrendamiento indicada anteriormente. | |||
Las cifras anteriores no incluyen impuestos. |
Arrendamiento Núm: {{Lease_Id}}
Arrendador/Propietario: {{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}}{{else}} Prog Leasing, LLC{{/if}}256 West Data Drive, Draper, Utah 84020 {{Store_SupportPhone}} | Arrendatario/Posible Comprador: {{Client_FirstName}} {{Client_LastName}}{{Client_Street1}} {{Client_City}}, {{Client_State}} {{Client_Zip}} | Para Uso Interno de la Tienda Fecha de la Solicitud: {{Lease_CreateDate}} Presentada Por: {{Lease_SubmitByDate}} Minorista: {{Store_Name}}{{#if Store_ShowInvoiceAmount}}RP: {{round Lease_InvoiceAmt 2}}{{/if}} |
8. Método de Pago:{{#if Client_BankOrCreditCard}} Usted nos autoriza a iniciar{{#if Client_BankName}} transferencias electrónicas de fondos (“EFT”) desde su número de cuenta bancaria XXX{{Client_BankAccountLast3}} o cualquier cuenta bancaria de la que nos autorice a cobrar en el futuro (la “Cuenta Bancaria”) {{/if}}{{#if Client_BankAndCreditCard}} o {{/if}}{{#if Client_CreditCardLast4}} cargos a la tarjeta de crédito o débito número XXXX{{Client_CreditCardLast4}} o cualquier tarjeta que usted nos autorice a cobrar en el futuro (la “Tarjeta”) {{/if}} por cada pago requerido, incluido cada Cargo por Pago Devuelto.{{/if}} Usted puede efectuar los pagos de este Arrendamiento mediante el envío de un cheque o giro postal a LB 413110, Prog Leasing, LLC, PO Box 35146, Seattle, WA 98124-5146 (para la entrega al día siguiente, la dirección es Lockbox Services Box 413110, Prog Leasing, LLC, 18035 Sperry Drive, Tukwila, WA 98188), por internet en www.progleasing.com, o por teléfono llamando al {{Store_SupportPhone}}. Tenemos acuerdos con ciertos procesadores de pagos externos para aceptar pagos en nuestro nombre; contáctenos si desea más información sobre este método de pago. Estos procesadores de pago le cobrarán una tarifa para realizar su pago a través de sus servicios.{{#if (matchesValue Lease_PmtMethodDDE 'Cash')}} También puede hacer pagos al contado u otras formas de pagos en la tienda donde seleccionó la Propiedad, {{Store_Name}} - {{Store_Street}} {{Store_City}} {{Store_State}} {{Store_Zip}} . Si esa tienda utiliza un procesador de pagos externo, le podrán cobrar una tarifa para realizar su pago en la tienda.{{/if}}{{#if Client_BankOrCreditCard}} Usted acepta que podemos volver a presentar todo {{#if Client_BankName}}EFT{{/if}}{{#if Client_BankAndCreditCard}} o cargo a la {{/if}}{{#if Client_CreditCardLast4}}Tarjeta{{/if}} devueltos, según lo permitan las leyes y las reglas de la red.{{/if}} No nos hacemos responsables de los cargos en que incurra en relación con los pagos devueltos. También nos autoriza a procesar todo cargo que usted confirme posteriormente por teléfono, mensaje de texto, o correo electrónico. En el caso de que cometamos un error al procesar un cargo, usted nos autoriza a iniciar la reversión del cargo correspondiente para corregir el error.
Usted puede cambiar sus fechas de pago programadas con nuestro permiso (que normalmente otorgaremos si los pagos nuevos coinciden con las fechas en que recibe los pagos y no se aumenta sustancialmente el plazo del Arrendamiento), cancelar su autorización del pago, o actualizar cualquier información de pago llamándonos por teléfono al {{Store_SupportPhone}} o escribiéndonos a 256 West Data Drive, Draper, Utah 84020. Cumpliremos su solicitud de cancelación o modificación siempre y cuando presente esta solicitud al menos tres (3) días hábiles antes del pago programado o con suficiente antelación para que podamos tomar cualquier medida razonable.{{#if Client_BankOrCreditCard}} Si no pudiese obtener un pago por los métodos descritos anteriormente, usted es responsable de comunicarse con nosotros para realizar dicho pago por otros medios.{{/if}} Incluya su número de Arrendamiento (que aparece en la esquina superior derecha de este Arrendamiento) con todos los pagos que envíe, para asegurarse de que se contabilicen correctamente en su cuenta.
Con la intención de quedar legalmente vinculado, {{#if Store_SalesTaxEntity}}{{Store_SalesTaxEntity}}, {{else}}Prog Leasing, LLC,{{/if}} ordena que este Arrendamiento se firme en su nombre. | ||
{{Lease_StatusDate}} | ||
Arrendor/Representante de Progressive Leasing | Fecha |
Lease Agreement en_IN
Version 3.0
Effective September 26th 2024
DownloadTable of Contents
This is a pre-tax summary of the costs for your lease-to-own agreement.
TOTAL OF PAYMENTS / TOTAL COST / RENT-TO-OWN PRICE ${{{numberFormat Lease_TotalAllPaymentsWithoutTax 2 '.' ','}}} You must pay this amount to own the Property if you make all the regular Recurring Payments{{#if (greater Lease_DepositAmount 0)}} and apply your Refundable Lease Deposit{{/if}}{{#if Store_SalesTaxEntity }} (excludes tax){{/if}}. You can buy the Property for less under one of the early purchase options. | COST OF RENTAL ${{{numberFormat Lease_AmtToPayOverCashPrice 2 '.' ','}}} Amount over Cash Price you will pay if you make all regular Recurring Payments {{#if (greater Lease_DepositAmount 0) }} and apply your Refundable Lease Deposit{{/if}} {{#if Store_SalesTaxEntity }} (excludes tax).{{/if}} | CASH PRICE ${{{numberFormat Lease_TotalCashPrice 2 '.' ','}}} Property available at this price from the lessor. See about your early purchase option rights. | |
AMOUNT OF EACH PAYMENT ${{{numberFormat Lease_InitialPayment 2 '.' ','}}} at beginning of Lease, followed by ${{{numberFormat Lease_Payment 2 '.' ','}}}{{#if (startsWith Lease_Frequency 'Monthly')}} every month{{/if}}{{#if (startsWith Lease_Frequency 'Bi')}} every two (2) weeks{{/if}}{{#if (startsWith Lease_Frequency 'Semi')}} twice per month{{/if}}{{#if (startsWith Lease_Frequency 'Weekly')}} every week{{/if}}{{#if (greater Lease_LastPayment 0)}}{{#if (greater Lease_Payment Lease_LastPayment)}}, with the final Recurring Payment being in the amount of ${{numberFormat Lease_LastPayment 2 '.' ','}}.{{/if}}{{/if}} {{#if Store_SalesTaxEntity }} Tax will be added to all payments. {{/if}} | NUMBER OF PAYMENTS {{Lease_TermPlusOne}} One Initial Payment at beginning of Lease followed by {{Lease_Term}} more Recurring Payments to acquire Property{{#if (greater Lease_DepositAmount 0) }} (does not include Refundable Lease Deposit){{/if}}. | RENTAL PERIOD {{{round Lease_AnnualStandardTermPercent 0}}} months (plus period to first Recurring Payment, which will be at least ten (10) days after the Property delivery date). This represents the duration of the Lease if all regularly scheduled Recurring Payments are made. There is no minimum period for which you are obligated under this Lease. | |
The rental Property is {{{lowercase Lease_NewOrUsed}}} and is being acquired by the lessor on the Lease Date above. | |||
The above figures do not include tax. |
Lessor/Owner: {{#if Store_SalesTaxEntity}} {{Store_SalesTaxEntity}}{{else}} Prog Leasing, LLC{{/if}} 256 West Data Drive, Draper, Utah 84020 {{Store_SupportPhone}} | Lessee/Potential Purchaser: {{Client_FirstName}} {{Client_LastName}} {{Client_Street1}} {{Client_City}}, {{Client_State}} {{Client_Zip}} | Store Use Only App Date: {{Lease_CreateDate}} Submit By: {{Lease_SubmitByDate}} Retailer: {{Store_Name}} {{#if Store_ShowInvoiceAmount}}RP: {{round Lease_InvoiceAmt 2}} {{/if}} |